Are you tired of paying high energy bills and living in a cold home? Grants for heating and insulation are designed to help you stay warm without the financial burden. Through initiatives like the Eco Green Grant, you can access support for upgrades like boilers, insulation, and even solar. These schemes are tailored to improve energy efficiency while reducing your carbon footprint.
Eligibility Criteria for Grants for Heating and Insulation
Who Qualifies? A Breakdown of Key Criteria
🏠 Property Type
Grants are typically available for privately owned homes, rented properties with landlord approval, and some social housing under specific conditions.
📊 EPC Rating
Eligible homes usually require an Energy Performance Certificate (EPC) rating of D or lower to qualify for energy-efficiency upgrades.
💷 Household Income or Benefits
Applicants on low income or receiving qualifying benefits (like Universal Credit, Pension Credit, or Child Tax Credit) may receive full funding.
📍 Location & LA Flex
Local authorities may extend eligibility through LA Flex rules, even to households not on benefits but at risk of fuel poverty.
🔧 Existing Heating System
To qualify for boiler replacement or upgrades, the existing system must be old, inefficient, or broken. First-time installations may also be covered.
Before applying, it’s essential to know whether you qualify for the grants for heating and insulation. Each scheme has specific rules based on income, property type, and heating setup.
Income and Government Benefit Requirements
Many energy efficiency grants are income-based, aimed at low-income households. If you’re on benefits such as Universal Credit, ESA, or Pension Credit, you’re likely eligible. This support helps combat fuel poverty while improving home energy efficiency. Even without benefits, you might still qualify under local authority flexibility rules. Always verify eligibility with your local council.
Type and Age of Property
Grants often prioritize older or less energy-efficient homes, especially those with outdated or no central heating systems. Properties needing Solid Wall Insulation Grant or cavity wall insulation qualify too. Detached and semi-detached houses usually lose more heat, making them ideal candidates. Your home’s energy performance rating (EPC) also plays a role. A pre-grant free survey can determine your property’s eligibility.
Homeownership or Rental Status
Both homeowners and private tenants can benefit from these schemes. If you’re renting, your landlord must approve the work—yet landlords benefit from improved EPC ratings and reduced tenant complaints. Social housing residents may also qualify under specific programs. Owning your home outright often increases your access to funding. Always consult with your housing provider or landlord before applying.
Types of Insulation Covered Under Government Grants
Grant-Funded Insulation Options for Your Home
🏠 Loft Insulation
Prevents heat from escaping through your roof—cuts up to 25% on heating bills. A simple but powerful upgrade fully funded under most schemes.
🧱 Cavity Wall Insulation
Fills the gap between your outer and inner walls to trap warmth indoors. Reduces heat loss by up to 35%, especially in pre-1990 homes.
🏚️ Solid Wall Insulation
Older homes with no wall cavities can still benefit. Grants may fund internal or external insulation to upgrade thermal efficiency.
🔻 Underfloor Insulation
Ideal for timber floorboards, it keeps cold air out from below. Especially useful for ground-floor rooms and older properties.
🧊 Room-in-Roof Insulation
Attic rooms or converted lofts can lose heat quickly—this solution insulates sloped ceilings, walls, and eaves efficiently.
🚪 Draught Proofing
Stops heat escaping through gaps in windows, doors, and skirting boards. Small measures, big savings—often 100% grant-funded.
Insulation is one of the most effective energy-saving measures, and multiple types qualify for government support under these schemes.
Loft Insulation and Room in Roof Insulation
Loft insulation is a simple yet powerful way to stop heat loss. Most of your home’s heat escapes through the roof without it. Grants can fully cover or significantly reduce the cost of installation. For attic rooms, room in roof insulation is available under the Great British Insulation Scheme. This helps maintain consistent warmth in converted lofts.
Cavity Wall and Solid Wall Insulation
Cavity wall insulation is ideal for homes built after the 1920s. It fills the space between your external walls to keep warmth inside. Many homeowners may qualify for a Cavity Wall Insulation Grant to cover the cost. Older homes with solid walls can get solid wall insulation fitted through a government scheme. While more expensive, grants often cover these costs. Both methods drastically reduce energy bills and improve your EPC rating.
Floor and Underfloor Insulation
Cold floors are uncomfortable and lead to energy waste. Grants for heating and insulation also support underfloor insulation, especially in timber-floored homes. It’s an ideal solution for ground-floor flats or older houses. Some properties may qualify for fully-funded or partially-funded work. Installers assess your floor type before recommending measures.
Energy Grants Available Under Government Schemes
Navigate the Support You May Be Eligible For
Boiler Upgrade Grants
Old or broken boilers can be replaced free of charge under ECO4 and other energy efficiency schemes, helping reduce gas usage and improve heating.
Home Insulation Grants
Grants cover loft, cavity wall, solid wall, underfloor, and roof insulation to improve energy retention and lower heating costs.
Renewable Energy Support
Some schemes include funding for solar panels, heat pumps, and smart heating controls—boosting your home’s green energy capabilities.
LA Flex Eligibility Path
Even if you don’t receive benefits, your local authority may allow you to qualify under LA Flex if you’re at risk of fuel poverty or have health vulnerabilities.
Green Home Finance
Schemes like the Green Deal allow for energy-efficient upgrades with repayments made through energy bills—often offset by savings.
Several government-backed energy grants help households improve home energy efficiency and reduce costs.
ECO4 Scheme (Energy Company Obligation)
The ECO4 scheme is a major UK government initiative. It requires energy suppliers to help low-income households make energy efficiency improvements. These can include insulation, boilers, and heat pumps. The energy company obligation scheme is completely free for qualifying applicants. It’s currently one of the most accessible programs for grants for heating and insulation.
Great British Insulation Scheme
Previously known as ECO+, this scheme supports a wide range of insulation measures. It covers cavity wall insulation, loft insulation, and more. The goal is to reduce heat loss and lower energy bills. The ECO4 Free Insulation Scheme is open to both benefit and non-benefit households, making it very inclusive. You can apply directly through registered installers or local councils.
Boiler Upgrade Scheme (BUS)
The boiler upgrade scheme provides grants for replacing old gas boilers with low carbon heating systems. You can get up to £7,500 toward an air source heat pump or ground source heat pump. This scheme supports the UK’s Net Zero goal and reduces reliance on fossil fuels. It’s perfect for those ready to shift to renewable energy sources.
Improving Home Energy Efficiency Through Heating Upgrades
Step-by-Step Efficiency Gains with Modern Heating Solutions
🔄 Replace Inefficient Boilers
Modern condensing boilers use fuel more effectively, cutting energy waste by up to 30% compared to older systems.
🌡️ Install Smart Heating Controls
Smart thermostats and programmable zones ensure you only heat the rooms you need—reducing unnecessary usage and cost.
💨 Seal Radiator Heat Loss
Adding reflective panels behind radiators can boost heat efficiency—an affordable step often included in upgrade grants.
🔥 Upgrade to Low-Carbon Heating
Heat pumps and hybrid systems are eligible for grants and reduce reliance on fossil fuels—delivering high efficiency with lower emissions.
📊 Monitor Efficiency Gains
Energy monitoring devices let you track savings in real time—helping you adjust usage and maximize the impact of upgrades.
Upgrading your heating system can drastically boost energy efficiency and comfort levels at home.
Boiler Grants and Replacements
Old gas boilers are inefficient and expensive to run. A boiler grant can replace your current model with an energy-efficient alternative. Modern condensing boilers use less fuel and produce more heat. Under the boiler upgrade scheme, you might also switch to low carbon heating like a heat pump. These options reduce carbon output and cut energy bills.
First Time Central Heating Installation
Never had central heating? You may be eligible for first time central heating through central heating grants. These grants cover radiators, pipes, and boilers. They are often given to homes with electric or no heating systems. Having central heating improves resale value and comfort. Grants are usually available for both rural and urban areas.
Storage Heaters and Smart Controls
High heat retention storage heaters are better than outdated electric heating systems. They store heat at night and release it during the day, lowering your energy costs. Grants also support smart thermostats and heating controls. These features increase efficiency and give you more control. Efficient heating and insulation work together for maximum savings.
Help to Heat: Support for Low-Income and Vulnerable Households
Targeted Government Support to Reduce Fuel Poverty
👨👩👧👦 Who Qualifies?
- Low-income households (means-tested benefits)
- Families with children under 5
- Pensioners and those aged 65+
- People with long-term health conditions
- Households in fuel poverty areas (via LA Flex)
🔥 What’s Covered?
- Boiler upgrades or full heating system installs
- Loft, cavity, and solid wall insulation
- First-time central heating (if no system exists)
- Renewable energy solutions (like heat pumps)
- Smart heating controls & draught-proofing
The Help to Heat scheme focuses on helping vulnerable people stay warm affordably.
What is Help to Heat?
Help to heat is part of the government’s drive to combat fuel poverty. It includes various energy saving schemes funded by energy suppliers. If you’re on a low income or have a health condition worsened by cold, you’re likely eligible. It includes grants for heating and insulation under programs like ECO4. The scheme aims to make your home warmer and more efficient.
Health-Based Eligibility Criteria
Some applicants qualify based on health, not income. Conditions like asthma, arthritis, or heart disease make you eligible for Free Heating And Insulation grants. Doctors can provide a referral for grant consideration. This ensures those in genuine need aren’t left in the cold. It’s an example of how government grants are tailored for real-life use cases.
How to Apply for Support
To apply for support, you can go through registered installers, local authorities, or approved websites. Most start with a free survey of your home’s energy setup. This will help determine which energy saving measures are best for your property. Be sure to have documents like income proof and tenancy agreements ready. Always choose an installer approved by the government’s energy company obligation list.
Types of Heating Systems and Grants Available
Heating Options Funded Under Government Energy Grants
Gas Boilers
Grants cover replacing inefficient boilers with energy-efficient condensing models—cutting heating costs and emissions.
Heat Pumps
Air source and ground source heat pumps are included in some schemes for their high efficiency and low-carbon operation.
Electric Storage Heaters
Grants may replace old electric heaters with modern high-retention models—ideal for homes off the gas grid.
First-Time Central Heating
If your home has no heating system, you may qualify for a full central heating install—including boiler, pipes, and radiators.
Biomass Heating
In rural or off-grid areas, some grants support biomass systems using wood pellets or chips for renewable heating.
Smart Heating Controls
Often funded alongside boiler upgrades, smart controls increase efficiency by learning usage patterns and reducing waste.
Knowing which heating systems qualify can help you choose the right upgrade for your home.
Air Source Heat Pumps
An air source heat pump extracts heat from the outside air—even in winter. These systems are eco-friendly and cost-efficient in the long run. The air source heat pump grant under BUS covers installation costs. You’ll benefit from lower energy bills and reduced carbon output. It’s a fantastic option for households going green.
Ground Source Heat Pumps
More efficient than air pumps, ground source heat pumps use underground heat to warm your home. These systems are expensive but may qualify for full or partial government grants. Ideal for detached homes with large gardens, they offer huge long-term savings. Combined with insulation, they significantly reduce energy bills and carbon emissions.
Solar Panels and Renewable Energy
Adding solar panels to your property reduces your dependence on energy suppliers. Some grants for heating and insulation also support solar PV installations. While the initial cost is high, government support can offset it. Solar panels are especially effective when combined with energy efficiency upgrades. This makes your home more self-sufficient and future-proof.
Steps to Apply for Grants and What to Expect
Your Grant Application Journey—From Check to Installation
Check Your Eligibility
Use an online eligibility checker or speak with a certified provider to see if your income, property, or location qualifies under ECO4 or LA Flex.
Schedule a Home Survey
An assessor will visit your home to evaluate insulation, heating, and EPC rating—helping to confirm what upgrades you’re eligible for.
Confirm Grant Approval
Once your assessment is complete, your installer/provider will submit your case to the grant scheme administrators for approval.
Get Your Installation
Your free or grant-funded upgrades (boiler, insulation, etc.) will be installed by certified professionals, typically within a few weeks.
Aftercare & Support
Installers often offer warranties and support after the upgrade—ensuring your system runs efficiently and your energy bills stay low.
The process of applying for grants for heating and insulation is simpler than you think.
Booking a Free Survey
The first step is to book a free survey through a certified installer. They’ll assess your home’s energy usage, insulation levels, and heating system. You’ll receive tailored recommendations for improvements. This helps determine your eligibility and what upgrades you qualify for. The survey is quick, non-invasive, and entirely free.
Selecting a Government-Approved Installer
Always use a registered installer listed under the government’s energy company obligation program. Approved contractors ensure work is up to code and covered under grant terms. Unregistered installers may void your grant eligibility. Check reviews and ask for certification proof before hiring. You may even find local businesses participating in the scheme.
Installation and Final Inspection
Once approved, installation is typically done within weeks. Depending on what’s fitted—boiler, loft insulation, or a heat pump—work can take 1–3 days. A final check ensures all insulation measures or heating upgrades are installed correctly. Afterward, your home is warmer, greener, and more cost-efficient. Some homes report up to 30% lower heating costs post-installation.
Current Schemes and Future Opportunities
Stay informed about what schemes currently available and what’s expected in the coming years.
Overview of Active Schemes
Currently, ECO4, Great British Insulation Scheme, and Boiler Upgrade Scheme are the main active programs. Each focuses on specific energy saving grants and home improvements. The government initiative to improve home energy efficiency continues to expand. Staying updated helps you apply at the right time.
Future Developments and Funding Opportunities
More funding for energy efficiency grants is likely as the UK aims for Net Zero. Newer programs may include additional support for solar panels, storage heaters, and smart controls. Government funding is expanding for renters and landlords alike. Keeping in touch with your local authorities ensures you don’t miss out on future opportunities.
Why You Should Apply Now
Grant funding is often limited and first-come, first-served. If you’re eligible, don’t delay your application. Taking action now can mean a warmer home by winter. With grants for heating and insulation, you can enjoy comfort, savings, and peace of mind. Many of these schemes are completely free, so there’s no reason to wait.
FAQS
What are grants for heating and insulation?
Grants for heating and insulation are government-funded schemes that help homeowners and tenants improve their home’s energy efficiency. They can cover the cost of new boilers, insulation, and more. These programs aim to reduce energy bills and carbon emissions.
Who is eligible for heating and insulation grants?
Eligibility often depends on your income, benefits status, and the condition of your home. Low-income households, those on government benefits, or people with health conditions may qualify. A free survey usually confirms eligibility.
How can I apply for heating and insulation grants?
You can apply through approved installers, local councils, or government-backed websites. Most programs begin with a free home energy survey. Make sure to use an installer registered under the government’s energy company obligation scheme.
What types of insulation are covered under these grants?
Covered insulation types include loft insulation, cavity wall insulation, solid wall insulation, and room in roof insulation. These measures help reduce heat loss and improve energy efficiency. Some grants also include underfloor insulation.
Can I get a grant to replace my old boiler?
Yes, the boiler upgrade scheme provides grants to replace outdated boilers with low carbon systems like air source heat pumps. These heating upgrades help reduce energy costs and emissions. Modern boilers are much more energy efficient.
Are tenants eligible for these government grants?
Yes, private tenants can access grants for heating and insulation with their landlord’s approval. Landlords also benefit from improved EPC ratings and reduced heating issues. Social housing residents may qualify under certain schemes.
What is the ECO4 scheme?
ECO4 is a government-backed energy company obligation scheme. It requires energy suppliers to fund energy-saving upgrades in low-income or vulnerable households. This includes insulation, heating systems, and energy efficiency measures.
Can I get help even if I’m not on benefits?
Yes, some schemes like the Great British Insulation Scheme support households not receiving benefits. Local authorities can also provide flexibility under special criteria. A free survey determines if you’re eligible without being on benefits.
What heating systems are covered under current grants?
Grants may cover air source heat pumps, ground source heat pumps, high heat retention storage heaters, and first time central heating. These energy-efficient systems help reduce energy bills and carbon output in your home.
Why should I apply for heating and insulation grants now?
Many heating and insulation grants are limited and offered on a first-come, first-served basis. Applying early increases your chances of approval before funding runs out. Plus, you’ll enjoy a warmer, more energy-efficient home this winter.
