As energy prices rise, the ECO4 Grant Scheme helps households upgrade to more energy-efficient homes at little to no cost. Offered under the government’s Energy Company Obligation, this scheme helps low-income families reduce bills and carbon footprints. With trusted providers like Eco Green Grant, eligible residents can apply for free improvements like insulation and heating upgrades. Let’s explore how the ECO4 Grant Scheme works and how you could benefit.
What is the ECO4 Grant Scheme?
A Government Scheme to Improve Energy Efficiency
🏛️ What is ECO4?
ECO4 is the UK government’s Energy Company Obligation phase 4 scheme, aimed at tackling fuel poverty and reducing carbon emissions.
💷 How Is It Funded?
Funded by major UK energy suppliers, it offers grants for free boiler upgrades, insulation, and energy-saving improvements.
👨👩👧 Who Benefits?
Low-income households, pensioners, and vulnerable families in poorly insulated homes can apply and benefit fully.
📦 What’s Covered?
Boiler replacement, loft and cavity wall insulation, and energy efficiency upgrades — fully funded under eligibility.
The ECO4 Grant Scheme is the UK government’s fourth phase of the Energy Company Obligation (ECO) program. Running until March 2026, it provides funding for energy efficiency upgrades in qualifying households. These improvements help lower fuel bills and reduce carbon emissions.
Understanding the Scheme’s Purpose
The ECO4 scheme targets homes that are energy inefficient, often with EPC ratings of E, F, or G. Its goal is to ensure better insulation, improved heating systems, and the installation of renewable technologies. By doing so, the scheme supports both environmental and economic welfare through the Nottingham ECO4 Scheme.
How the Scheme is Funded
Major UK energy suppliers are legally obligated to contribute to the ECO4 Grant Scheme. This obligation funds the delivery of upgrades to households in need. The suppliers work with registered installers to implement these changes at no cost to the homeowner.
ECO4 vs ECO3: What’s New?
ECO4 places more emphasis on whole-house solutions and focuses more on low-income and vulnerable households. Unlike ECO3, it removes the broken boiler repair option and encourages replacements with renewable or efficient systems. It also broadens eligibility through local authority flexible eligibility routes.
Who is Eligible for ECO4 Funding?
Check if You Qualify for the ECO4 Grant
Low Household Income
Households earning below a certain threshold may qualify, especially if heating costs are high.
Receiving Government Benefits
You may be eligible if you receive Universal Credit, Income Support, Housing Benefit, or Pension Credit.
Home Energy Inefficiency
Homes with low EPC (Energy Performance Certificate) ratings are prioritised for upgrades.
Vulnerable Individuals
Elderly residents, families with young children, or people with disabilities may also be eligible.
Private Tenants & Homeowners
Both homeowners and private renters (with landlord permission) may apply under ECO4 guidelines.
Eligibility for the ECO4 Grant Scheme is determined by factors such as income level, property type, and energy performance. A household must generally be low-income or receive qualifying benefits to access support.
Qualifying Benefits for ECO4
Households receiving benefits like Universal Credit, Income Support, Pension Credit, or Housing Benefit may qualify. The full list includes over 10 benefits and is aimed at supporting vulnerable individuals and families with high energy needs.
EPC Ratings and Property Criteria
The scheme is mainly for homes with an EPC (Energy Performance Certificate) rating of E or below. Properties must also be suitable for insulation or heating upgrades. Flats, bungalows, and detached homes may all qualify depending on the upgrade required under the Insulation Grant Eligibility.
Flexible Eligibility Routes
Local authorities can nominate households that fall outside the benefit criteria. This route, known as LA Flex, allows more households to access the ECO4 Grant Scheme based on circumstances like health conditions worsened by cold homes.
Upgrades Covered Under the ECO4 Scheme
What Can Be Upgraded with ECO4 Funding?
🔥 Boiler Replacements
Old, inefficient boilers are replaced with A-rated modern condensing boilers to reduce energy consumption.
🧱 Cavity Wall Insulation
Fills the gap between exterior walls to retain warmth and improve energy efficiency.
🛏️ Loft Insulation
Prevents heat from escaping through your roof, lowering heating bills and maintaining home comfort.
🌀 Air Source Heat Pumps
Grants can fund installation of low-carbon heating systems like air source heat pumps under specific criteria.
🌬️ Smart Heating Controls
Thermostats, TRVs, and digital controls improve efficiency and give you better control over your heating system.
🔧 Home Energy Retrofit Packages
ECO4 funds combinations of upgrades to raise overall EPC scores and reduce fuel poverty risk.
The scheme funds a wide range of energy efficiency measures to lower energy bills and improve comfort. From heating systems to wall insulation, the upgrades depend on a property’s specific needs.
Boiler Replacements and Heat Pumps
Old, inefficient boilers can be replaced under the ECO4 grant. In many cases, homes receive air-source heat pumps or modern A-rated gas boilers to ensure efficiency. This significantly improves heating and reduces carbon output.
Wall, Loft & Cavity Insulation
Insulation measures are among the most common upgrades. The scheme covers Cavity Wall Insulation, loft insulation, and internal wall insulation to reduce heat loss. Improved insulation means reduced heating costs and warmer homes.
Solar Panels and Heating Controls
For eligible homes, ECO4 may include solar panel installation or smart heating controls. These features reduce electricity bills and allow households to better manage energy usage through programmable systems.
How to Apply for the ECO4 Grant Scheme
Step-by-Step Application Process
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Check Eligibility
Visit EcoGreenGrant.co.uk or contact an approved provider to verify if you meet the income or benefits criteria.
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Fill Out the Application
Submit a short online or phone-based application with basic household and energy usage details.
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3
Free Home Survey
An assessor will visit your property to evaluate current insulation, heating systems, and EPC rating.
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4
Approval & Scheduling
If approved, you’ll receive a confirmation and date for free installation of energy upgrades.
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Installation & Support
Installers carry out the work. You also receive aftercare, energy advice, and customer support from certified providers.
Applying for the ECO4 Grant Scheme is easy and free. Providers like Eco Green Grant offer a simple application process online or via phone.
Step-by-Step Application Process
First, you’ll need to check your eligibility. Then, a registered installer will assess your property and recommend upgrades. Once approved, the installation is arranged and completed without any upfront payment.
Required Documents and Checks
Applicants usually need to provide proof of income or benefits, along with access to their EPC certificate. Installers may carry out a survey to confirm property suitability. The checks ensure compliance with government standards.
Getting Support from Providers
Trusted providers like Eco Green Grant guide homeowners through each step. From eligibility screening to installation, they make the process smooth and hassle-free. Their expertise ensures compliance with ECO4 funding rules.
Benefits of the ECO4 Grant Scheme
Why the ECO4 Scheme Matters for Your Home
💷 Free Home Upgrades
Receive fully funded improvements like new boilers, insulation, and smart heating systems without paying out of pocket.
🏡 Warmer, Safer Homes
Better insulation and heating efficiency help eliminate cold spots and reduce the risk of mould, damp, and health issues.
📉 Lower Energy Bills
A-rated systems and insulation upgrades cut down energy usage and reduce your monthly energy costs year-round.
🌍 Lower Carbon Footprint
Reduce CO₂ emissions through modern, eco-efficient systems — contributing to national net-zero targets.
🛠️ Long-Term Value
Boost your property’s EPC rating and overall resale value with professional, government-backed installations.
This government-funded program offers more than just free upgrades. It improves quality of life and contributes to nationwide carbon reduction targets.
Lower Energy Bills
Energy-efficient homes use less fuel, which leads to significantly lower monthly bills. Households can save hundreds annually, especially in properties with prior poor insulation or old boilers.
Improved Comfort and Health
Warmer homes help reduce health issues like respiratory conditions. Families experience better comfort during winter months, and vulnerable individuals are protected from Cold-Related Illnesses.
Environmental Impact
By replacing old heating systems and improving insulation, the ECO4 Grant Scheme helps reduce the UK’s carbon footprint. It supports the government’s Net Zero 2050 goals and helps fight climate change.
ECO4 Grant Scheme for Homeowners and Tenants
“Applying through EcoGreenGrant was a game changer. The process was easy, and within weeks we had a brand-new boiler installed—completely free. Our energy bills have dropped and the house is much warmer now.”
— Sarah T., Nottingham
Both homeowners and private tenants can benefit from the ECO4 Grant Scheme, as long as they meet the eligibility criteria.
Support for Homeowners
Homeowners can apply directly and receive full upgrades without paying. They have full control over the process and benefit from long-term savings on their energy bills through the Homeowner Insulation Grant.
Options for Private Tenants
Tenants need landlord consent to access upgrades, but many landlords support it as it boosts property value and efficiency. Tenants benefit from lower bills and warmer living spaces.
Social Housing and Local Authority Involvement
Some social housing properties may qualify under specific funding limits. Local councils often collaborate with installers to identify suitable households in their area for scheme inclusion.
Understanding the Role of Energy Companies
“EcoGreenGrant helped us secure free insulation and a new energy-efficient boiler. The team handled everything from paperwork to installation — friendly, professional, and quick!”
— David R., Mansfield
Energy companies play a critical role in delivering upgrades under the ECO4 scheme. They ensure funding reaches eligible households through approved contractors.
Legal Obligation of Energy Suppliers
Under the Energy Company Obligation, large energy companies must support low-income homes. They fund installations via certified contractors and monitor results through audits and reports.
Working with Registered Installers
These companies partner with vetted installers who carry out insulation and heating upgrades. This ensures quality work and proper implementation of government standards.
Ensuring Compliance and Safety
Installers follow safety regulations and conduct post-installation checks. Energy companies track performance and may request inspections to verify the efficiency of the upgrades made.
Future of ECO4 and UK Energy Efficiency Goals
The ECO4 Grant Scheme is a major step in improving national energy efficiency. It reflects the UK’s long-term commitment to affordable, sustainable housing.
ECO4 Timeline and Targets
Running until 2026, the scheme targets over 3 million energy-saving measures across the UK. The government may update criteria annually based on performance and energy goals.
Complementary Schemes: GBIS & Boiler Upgrade
Alongside ECO4, the Great British Insulation Scheme (GBIS) and Boiler Upgrade Scheme provide further support. These programs work together to create a national energy-saving strategy.
How It Fits into Net Zero 2050
ECO4 contributes to the broader Net Zero strategy by reducing emissions in residential housing. By 2050, the UK aims to have energy-efficient homes as the standard, and ECO4 lays the groundwork for that transition.
Ready to Upgrade Your Home for Free?
Check your eligibility and start your application for the ECO4 Grant today. It’s fast, simple, and 100% free!
FAQs
What is the ECO4 Grant Scheme?
The ECO4 Grant Scheme is a UK government initiative designed to help low-income households improve their home’s energy efficiency. It offers free upgrades like insulation and boiler replacements. The goal is to reduce fuel poverty and lower carbon emissions across the UK.
Who is eligible for the ECO4 scheme?
Eligibility for the ECO4 scheme includes homeowners or tenants receiving government benefits or living in homes with low energy ratings. Local authorities may also approve borderline cases through LA Flex. A recent EPC rating and proof of income may be required during application.
What energy improvements are covered under ECO4?
ECO4 covers a wide range of upgrades, including cavity wall and loft insulation, boiler replacements, air source heat pumps, and heating controls. These improvements aim to cut energy bills and carbon output. The specific upgrades depend on your property’s current efficiency.
Is the ECO4 grant completely free?
Yes, the ECO4 scheme is fully funded by the UK government under the Energy Company Obligation. You don’t need to repay any costs for approved improvements. However, eligibility checks must be passed before receiving benefits.
How do I apply for the ECO4 grant?
You can apply through an approved provider like Eco Green Grant or directly with a certified ECO installer. The process typically involves checking your eligibility, scheduling a survey, and arranging installation. Applications are reviewed quickly, usually within a few days.
Can I apply if I rent my home?
Yes, tenants can apply for the ECO4 grant if they get written permission from their landlord. The scheme supports both private tenants and social housing residents. Energy upgrades must meet the property’s existing needs and the landlord’s consent is mandatory.
What is LA Flex and how does it help?
LA Flex (Local Authority Flexible Eligibility) allows councils to approve homes that don’t meet standard ECO4 rules but still need support. It’s great for vulnerable residents or borderline energy ratings. LA Flex makes the scheme more inclusive and community-driven.
Does my EPC rating affect my eligibility?
Yes, properties with an EPC rating of E, F, or G are often prioritized under the ECO4 scheme. The rating shows how energy efficient your home currently is. Higher EPC scores may reduce your chances of qualifying unless you’re receiving eligible benefits.
How long does the installation process take?
Once your application is approved, installations usually take place within 2 to 4 weeks. The actual work—like installing insulation or a new boiler—typically takes one to three days. Providers will work around your schedule to minimize disruption.
What’s the difference between ECO3 and ECO4?
ECO3 focused more on boiler-only upgrades, while ECO4 takes a whole-house approach. ECO4 mandates multiple improvements to boost total energy performance. It also expands eligibility and provides more options for renewable technologies like heat pumps.
